对你下一个新房贷没 有影响？ 如果用了对以后的房贷的数目有影响么？
比如本来可贷100万买下一个房，但因为你用了HELCO （有比如$55 万），所以银行只能给你45万贷款？还是HELCO 就是等同于现金，不影响新的房贷数量？
看下面的research , 似乎HELOC 不会影响未来的贷款数，因为它跟信用卡一样的功能?
"Once you’re approved for a HELOC, the loan backed by your home will be reported like other revolving credit, such as a credit card, instead of like a second mortgage."
“A HELOC is an open line of credit and subject to being used in the same manner (as a credit card).”
谢谢