cc44网友在下面的帖子谈到闯红灯被罚，会扣3分，担心影响下年度的保险费率。
鄙人在下面的跟帖，有一条是说，应当不受影响。
现在看来这句话有些轻率，是根据自己的经验做出的判断。今天与一个网友谈起这个事情，指出我的这个看法是错误的，扣分肯定会影响保险费率。在网上查了一下，网友说的没错，被扣分是要影响保险费率的，请朋友们一定注意。查到的相关内容如下：
1 in 6 drivers have penalty points on their driving licence
You MUST declare all penalty points to your insurer as soon as you get them. If you don’t, your insurance could be invalid
Penalty points are now VERY likely to increase your car insurance premiums, in some cases by a MASSIVE 100 per cent!
You can still find a good deal on your car insurance so DO NOT be tempted to auto renew