上回说的预算减少 concessional superannuation contribution caps 对拿工资的人也有影响，雇主的那份(10%+)算 concessional superannuation contribution，salary sacrifice contributions 也算，避税少了一招。
# Any employer and salary sacrifice contributions are deemed to be
concessional contributions.
# Reducing concessional superannuation contribution caps to $25000 (from $50000).