Parolee上学贷款身份急问
大侠们先谢谢您的关注.我18+,秋天要回学校念研究生,现在的身份是485pending的Parolee.
我申请了Federal Stafford Loan (I am qualified for that according to the following words)
eligible non-citizen: a student who must have an Arrival-Departure Record (I-94) from U.S. Citizenship and Immigration Services (USCIS) showing one of the following designations: Refugee, Asylum Granted, Cuban-Haitian Entrant-Status Pending, Conditional Entrant (valid only if issued before April 1, 1980), or Parolee (you must be paroled in the U.S. for at least one year and provide evidence from the USCIS that you are in the U.S. for other than a temporary purpose and intend to become a citizen or permanent resident).
可是为了保险起见,我还申请了Private loan from CITI BANK.
今天得知private loan 申请被拒,不是因为信用问题(我有非常好的信用分数).因为我不是美国公民OR 绿卡,我打电话解释了好半天,我都eligible for federal financial aid/loan,怎么还不QUALIFY private loan 呢? 它非要把我当international student and requires a cosigner. 问题是我不是international student ,没有I-20也没有VISA,而且找谁COSIGN啊. 哎.
真奇怪,我贷款买车什么的都从来没碰到过这些问题,也不用COSIGNER有过来人有经验好心指教吗?