赔破从2月11号开始，可能要求对premium和business用户要求credit report：
Effective Date: February 11, 2009
Beginning February 11, 2009 the PayPal User Agreement is being amended as follows:
1. A new section 2.4 is added to the PayPal user agreement. The new section will read as follows:
"2.4 Credit Report Authorization for Premier and Business Accounts. If you open a Premier or Business Account, you are providing PayPal with your written instructions to obtain your personal and/or business credit report from a credit bureau. PayPal may obtain your credit report: (a) when you open (or upgrade to) a Premier or Business Account, or (b) any time thereafter if PayPal reasonably believes there may be an increased level of risk associated with your Account. An increased level of risk includes, but is not limited to, a high number of chargebacks or reversals, or suspicious activity associated with your Account."
我的理解：如果是上来就要SSN，那么彻底郁闷到底。如果不要SSN，那么还是和以前一样。不怕赔破要SSN，就怕没有SSN，连申请都不让，那就郁闷大了