1. 女, 政府工, 两个小孩, 13, 15; 未婚夫; 女的妈; 一条大狗。$150k INCOME. Credit score - 700/500/800
2. 夫妻, 两个孩子; 一条小狗; 1099 income, $150K (commission based); bankcrupcy 2 years ago; credit scores 650/700