floating rate is 4.99% now. 十月政府一定会再涨利率,肯定会高于fixed rate 5.15%. 但是这个利率就锁住了要5年。任何refinance cost is prohibitively high. 如果过一两年利率又下调了,我就不应该转成fixed rate.
大家怎么看利率情况的? 还会再涨多少时间?
谢谢啦